Q:

How do I know if I have a personal injury claim?

A:

If you believe that a third party is responsible for your injuries and you have suffered financial damages as a result of an accident, you have every right to file a personal injury claim. Before filing a claim, it is a good idea to speak with an attorney to determine what steps to take when pursuing compensation.

Q:

How much is my claim worth?

A:

It depends on the nature and severity of your injuries and a host of other factors. There is a wide range of damages that you could be entitled to that include:

  • Medical Bills
  • Pain and Suffering
  • Lost Wages (Past and Future)
  • Property Damage
  • Punitive Damages (in some cases)
  • Whether your injuries are permanent
  • Disfigurement
  • And More

By consulting with an attorney and explaining the details surrounding your case, you will be able to get a better idea of the amount of compensation you could be entitled to.

It's also important to know that because the value of your case will depend on many factors that won't be known until you are completely finished with your medical treatment, it's usually not until then that an experienced attorney will be able to tell you what your case should be worth. Beware of an attorney that tells you he or she can tell you what your case is worth over the phone during a 15 minute conversation, it just doesn't work that way.

Q:

What is the statute of limitations for filing a claim in Colorado?

A:

There are time limits on how long after your injury you will be allowed to file a claim. This means that it is important for you to act as soon as possible after your accident. In Colorado, you have three years from the date of the motor vehicle accident in which to file suit if you cannot settle your case with the insurance company or at fault party. However, because some cases involve uninsured or underinsured motorist claims, you will want to speak with an experienced  attorney to be sure you know the correct time limits.

Q:

What type of personal injury cases do you handle?

A:

At The Law Offices of Edward Smith we are proud to handle a wide range of personal injury cases. We are experienced with car accidents, slip and falls, motorcycle accidents, workers' compensation cases, bicycle accidents and wrongful death. If you were harmed in a personal injury accident not listed previously, do not hesitate to contact our office to see if we can take on your case. Call us for a free consultation today!

Q:

Do I need a personal injury attorney?

A:

At The Law Offices of Edward Smith we believe there are several notable qualifications that set us apart from our competitors and these include:

  • We have over two decades of experience
  • We truly care about each of our clients
  • We strive to provide personal attention
  • We help you receive the best medical treatment
  • We work on a contingency fee basis
  • Our founding attorney handles every case himself
  • Our founding attorney previously represented insurance companies
  • For your convenience, we provide free case evaluations

Q:

How can I afford your services?

A:

We care about every client that turns to us for help—not just about making money. We are proud to offer the community of Colorado quality and affordable legal services. When you work with us, you can benefit from the following:

  • A free consultation
  • Having all the costs & expenses of your case advanced by us
  • Not having to worry about paying us, unless we win

Q:

I was injured in a car accident that wasn't my fault, who is responsible for my medical bills?

A:

Under Colorado’s tort system, the at-fault driver is responsible for paying your medical bills. However, the driver’s insurance company will only pay the medical expenses when you are ready to resolve your claim. Because you cannot re-open your case once you settle it is extremely important to get all necessary medical treatment before your claim is resolved. At The Law Offices of Edward Smith, we go to work immediately to determine whether there is medical payment insurance available. If there is no med pay, we will look to your health insurance to pay your medical expenses. If you have no health insurance we will work with doctors that will provide you with treatment you need now and receive payment when your claim is settled.

Q:

Should I be talking with the insurance company for the driver that caused the accident?

A:

It is highly recommended that you first talk with a personal injury lawyer following your accident. The insurance company will likely call you soon after the accident. They want to get to you before you have retained an attorney. It is important to remember that they are not on your side. Their goal is to pay as little for your claim as possible. They will ask you questions so that they can begin to build a defense against your case. They will likely record your statement so that it can be used against you in the future. As a former insurance company lawyer, Edward Smith understands the tactics insurance companies use to minimize your claim and he will prevent this from happening.

Q:

What damages can I recover as a result of my automobile accident?

A:

You will be able to recover:

  • Medical costs for accident related treatment
  • Lost wages, present and future, for time missed from work due to your injuries
  • Your out of pocket expenses such as co-pays, deductibles, prescriptions and mileage
  • Money damages for disfigurement (Scarring)
  • Money damages for permanency if you have a permanent injury
  • Money damages for pain and suffering damages, loss of enjoyment of life.

Q:

How long do I have to bring a car accident claim?

A:

The Colorado statute of limitations for motor vehicle accident cases is 3 years. This means that you have 3 years to either settle your car accident claim or file suit.

Q:

What are the advantages of hiring a personal injury attorney to handle my case vs. handling it myself?

A:

There are many advantages that come with hiring an experienced car accident lawyer. First, you are likely to receive more for your accident claim by using an experience personal injury lawyer than by handling it yourself. A study conducted by The Statistics Insurance Research Council showed that people who were represented by a personal injury lawyer received an average of $35,896. Without an attorney claimants received $6,624. Second, by using an experience injury lawyer your rights are protected. Individuals who handle their own claims have no way of knowing what to say and what not to say to the insurance company. The insurance company’s number one goal is to minimize what they pay you for your claim. They will ask you things and get you to say things that will hurt your claim and reduce the value. Finally, personal injury cases often involve complex issues and pitfalls that the non-lawyer is not familiar with and the non-lawyer won’t know that a mistake has been made until after it is too late. The Law Offices of Edward Smith will protect your rights and maximize your recovery. Please contact us to discuss your claim for free.