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Longmont Bad Faith Claims Lawyer
What Are Bad Faith Claims?
We tend to assume that insurance policies act as a reliable safety net and that the companies behind them are on our side. But take away the entertaining advertisements for a minute and stop to think about insurance companies’ business model—they make money by collecting premiums from customers every month while hoping those customers never actually need to make a claim. When claims are made, insurance companies have an army of processes and attorneys at the ready to keep their costs low. If you speak to a seemingly cheery insurance representative on the phone,you may not even realize they are asking questions and taking notes to gather information to use against you.
Such methods are generally considered standard business practice and are not necessarily illegal. However, it’s important to hire a lawyer of your own before speaking to an insurance company in order to avoid being duped. The Law Offices of Edward Smith is run by a reliable and experienced Longmont bad faith claims attorney who can help you navigate the murky waters of insurance, and fight back against those insurance companies who stoop to bad faith practices in Colorado.
What Is Insurance Bad Faith? Understand Your Rights
By law, your insurance provider is obligated to treat you fairly if you make a claim due to a personal injury you suffered. If they act unjustly, this is referred to as “acting in bad faith.”
Keep in mind, though, that when third party insurance companies are involved, such as the insurance company of the driver who was at fault in your accident, the same rights will not apply to you. Disagreeing on the value of a claim is not necessarily “bad faith.”
However, delaying your claim, not paying promptly, and refusing to communicate with you can lead to a bad faith claim.
If you feel as though you’re not getting the money you need—or deserve—to cover medical bills, lost wages, and the pain and suffering you’ve endured from your injury, you need an experienced attorney on your side who’s familiar with the laws surrounding bad faith claims.
Examples of bad faith acts include:
Avoiding your calls or not speaking to you about your claim
Delaying your claim for an unreasonable period of time
Denying an insurance claim without reason
Denying payment of a valid claim
Failing to adequately investigate a claim
Proposing a payment that is far less than the value of a valid claim
Refusing to provide you with important, relevant documentation
Using threatening, vulgar, or otherwise inappropriate language while communicating with you
Contact us today if you suspect you’ve been affected by bad faith insurance practices. We’re on your side.
Edward Smith Can Help with Your Bad Faith Claim
Do you believe you have experienced bad faith at the hands of your insurance company? Attorney Ed Smith is the man for the job. As a lawyer who formerly worked for insurance companies, Ed Smith knows exactly what you’re up against when your insurance company is acting in bad faith. He has seen it all during his long career and is now using his knowledge to help those who are unfairly taken advantage of by predatory insurance companies. If you’re feeling stuck, we can help you come out on top and receive the insurance money you rightfully deserve.