Longmont Bad Faith Claims Lawyer

What Are Bad Faith Claims?

We tend to assume that insurance policies act as a reliable safety net and that the companies behind them are on our side. But take away the entertaining advertisements for a minute and stop to think about insurance companies’ business model—they make money by collecting premiums from customers every month while hoping those customers never actually need to make a claim. When claims are made, insurance companies have an army of processes and attorneys at the ready to keep their costs low. If you speak to a seemingly cheery insurance representative on the phone,you may not even realize they are asking questions and taking notes to gather information to use against you.

Such methods are generally considered standard business practice and are not necessarily illegal. However, it’s important to hire a lawyer of your own before speaking to an insurance company in order to avoid being duped. The Law Offices of Edward Smith is run by a reliable and experienced Longmont bad faith claims attorney who can help you navigate the murky waters of insurance, and fight back against those insurance companies who stoop to bad faith practices in Colorado.

Has your insurance company committed an act of bad faith? Or do you have questions about insurance claims? Call or Text Edward Right Now for a Free, Immediate Consultation at (303) 682-2944 or message us online here.

What Is Insurance Bad Faith? Understand Your Rights

By law, your insurance provider is obligated to treat you fairly if you make a claim due to a personal injury you suffered. If they act unjustly, this is referred to as “acting in bad faith.”

Keep in mind, though, that when third party insurance companies are involved, such as the insurance company of the driver who was at fault in your accident, the same rights will not apply to you. Disagreeing on the value of a claim is not necessarily “bad faith.”

However, delaying your claim, not paying promptly, and refusing to communicate with you can lead to a bad faith claim.

If you feel as though you are not getting the money you need—or deserve—to cover medical bills, lost wages, and the pain and suffering you’ve endured from your injury, you need an experienced attorney on your side who’s familiar with the laws surrounding bad faith claims.

Examples of bad faith acts include:
  • Avoiding your calls or not speaking to you about your claim

  • Delaying your claim for an unreasonable period of time

  • Denying an insurance claim without reason

  • Denying payment of a valid claim

  • Failing to adequately investigate a claim

  • Proposing a payment that is far less than the value of a valid claim

  • Refusing to provide you with important, relevant documentation

  • Using threatening, vulgar, or otherwise inappropriate language while communicating with you

Contact us today if you suspect you’ve been affected by bad faith insurance practices. We’re on your side.

Edward Smith Can Help with Your Bad Faith Claim

Do you believe you have experienced bad faith at the hands of your insurance company? Attorney Ed Smith is the man for the job. As a lawyer who formerly worked for insurance companies, Ed Smith knows exactly what you’re up against when your insurance company is acting in bad faith. He has seen it all during his long career and is now using his knowledge to help those who are unfairly taken advantage of by predatory insurance companies. If you’re feeling stuck, we can help you come out on top and receive the insurance money you rightfully deserve.

Our Settlements & Verdicts

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Motorcycle Accident

Recovered for a client injured in a motorcycle accident.
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Truck Accident

Settlement for a truck accident victim who was seriously injured by an 18 wheeler.
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Motor Vehicle Accident

Recovery for a woman seriously injured in a motor vehicle accident.

Hear It From Our Clients

So, I had wanted to take the time to give an honest review. In the later months of 2020, I had the misfortune of being involved in a car accident that had permanently changed my mobility in my right foot,
So, I had wanted to take the time to give an honest review. In the later months of 2020, I had the misfortune of being involved in a car accident that had permanently changed my mobility in my right foot, and had my undergo surgery to repair the damages. Due to me being an independent business owner, my situation was complicated and difficult to navigate especially seeing as I was stranded out of state where the injury occurred to seek out my medical care for over a month. It had also put the production for my business out of operations for a three month period which caused significant wages lost from my sole source of income. During this time we had begun searching for an Attourney’s to help pursue the wages lost and to help make me whole again after some hefty medical bills. After looking though multiple options, we decided to give a call to Edward Smith. Ed has been a godsend and an incredible help during this difficult time for me. He’s been polite and experienced during the healing process and always was just a text or phone call away should I have had any questions. I didn’t have to wait days or weeks for a response. I felt comfortable with his knowledge at all times and Ed even went as far as to help call my medical providers and negotiate fees to help me save additional money which was incredibly kind. After about a year, we finally have settled the case and I couldn’t be happier with the results. I can finally get back on my feet and continue to grow my business and get back to normal. I couldn’t have done it without the help of Ed Smith and his offices. If you’re considering an Attorney, you won’t find a kinder or more educated professional in the field. (And it’s a specialty, so he knows this inside and out!)
After doing my research for a personal injury attorney I found Edward, and my experience holds true to all his previous 5-star reviews. If you want someone who is truly on your side,
M. Darmofal
Dealing with a car accident is very difficult. It was such a relief to be able to hand over all the details to Edward, allowing me to focus on my recovery from my injuries.
Jennifer S.
Edward was my attorney and he was fantastic! I hired him after being frustrated by my doctors who just didn't seem to understand why my ankle was hurting so badly after a car accident. They basically told me I was exaggerating my pain.
Rosie A.
Mr. Edward Smith handled my accident claim and did a great job. He got me way more money than I expected. He was professional and always there to help me.
Former Client
After sustaining multiple injuries in a motorcycle accident, I knew I needed the best legal help available. I found that help with Edward Smith, a man with wisdom and vast experience,
Stuart H.