Colorado Bad Faith
Claims Attorney

It can be devastating when you are seriously injured due to the negligent actions of another party. You are suddenly drowning in medical bills and facing weeks, months, or years of lost wages. Usually, you can get compensation for those losses from the insurance company of the responsible party. However, many times the at-fault driver may not have enough insurance to cover all of your damages or may not have insurance at all.

If you have Uninsured/Underinsured coverage with your own insurance company, you can pursue a claim with them. You would expect your own insurance company to take care of you, but that doesn’t always happen. Your own insurance company may delay your claim by not paying benefits on time or they may deny your claim entirely without a proper investigation.

When this happens, you may have a bad faith claim against your own insurance company. When this happens, you need a Colorado bad faith lawyer to protect your rights.

Why Choose Us?

An Experienced Colorado Bad Faith Lawyer

No one knows the way insurance companies work better than a former insurance company defense attorney. Edward Smith started his career helping insurance companies protect their bottom line. He knows the tactics these companies use and how to combat them. For more than 30 years, Edward Smith has been using that inside knowledge to fight back and get results for his clients.

Any attorney may claim to be a Colorado bad faith lawyer. But only a lawyer with decades of experience and time spent inside the lion’s den can truly get you the results you seek. Take advantage of a free consultation with attorney Edward Smith to discuss how this in-depth knowledge can be applied to your specific claim.

Why You Need a Colorado Bad Faith Lawyer

How Insurance Companies Make Money

The insurance industry can be frightening, when you think about it. You pay money to a company to be protected in case you are hit by a driver with not enough insurance or no insurance at all. When this happens and you pursue a claim with your own insurance company, they owe you a duty of good faith in the handling of your claim. Any money the insurance company pays on those claims takes away from its revenue. And like every company that ever existed, the primary purpose of the insurance company is to earn revenue.

Insurance companies make money by paying as little in settlement claims as possible. This means that the insurance company is incentivized to do whatever it takes to pay as little on claims as possible. Insurance companies are supposed to act in good faith when dealing with their own insureds. This is because you have a contract with them, unlike the insurance company for the at-fault driver. Your insurance company may try to put their own profits ahead of your interests and this is where a bad faith attorney can help.

Unfortunately, some insurance companies act in bad faith by delaying your claim or denying it without properly investigating it. When that happens, your claim could be denied — despite its being legitimate — or you could be offered significantly less money than you should be based on the severity of your injuries.

Don’t let insurance companies in Colorado take advantage of your situation after you suffer a serious injury. Call The Law Offices of Edward Smith at (303) 682-2944 to schedule a free consultation with an experienced Colorado bad faith attorney.

An experienced insurance bad faith lawyer in Colorado can help you avoid unfair actions. Based on his experience with past cases, attorney Edward Smith can accurately evaluate how much your claim is worth. This prevents the insurance company from using your lack of knowledge to push a lowball settlement upon you that looks good.

Attorney Edward Smith also gathers and preserves evidence independently. A common bad faith trick that an insurance company may use is to pay medical bills at a discounted rate, not giving you full value of your medical costs. They may also drag their feet when it comes to paying your benefits, hoping you go away or not fight back. However, if your lawyer is documenting every expense and sharing that information with the insurance company, the insurance company can’t take advantage of procedural mistakes to lessen your payout.

FAQ

How long do I have to file a personal injury lawsuit in Colorado?

If the insurance company is acting in bad faith, you can file a lawsuit to force it to provide fair compensation for your injuries. However, you only have two years from the date of your injury in which you can file a lawsuit, so you should consult with an attorney immediately if you believe the insurance company is stalling.

Where do I file a personal injury lawsuit in Colorado?

You can file a personal injury lawsuit in the court that is local to where you live, the court where the defendant lives, or the court where the accident that caused your injury occurred. Bad faith cases may be filed in any county where your insurance company does business, which is most likely throughout the state. Typically, the best legal venue is the location closest to where you live.

When should I hire a bad faith claims attorney in Colorado?

As odd as it may seem, the best time to hire a personal injury lawyer is before you contact your insurance company. While not every insurance company acts in bad faith, it is better to be protected against unfair actions before they happen than to have to respond to them.

Can I hire a bad faith claims lawyer in Colorado after the insurance company has acted in bad faith?

Yes. Attorney Edward Smith has experience handling cases after the insurance company has already done something illegal. However, you should contact him as soon as possible to give him enough time to deal with your claim.

Contact attorney Edward Smith immediately if you have any other questions.

Consult With an Experienced Colorado Bad Faith Claims Lawyer Today

If you have been injured by someone else’s negligence and you find yourself pursuing an Uninsured Motorist or Underinsured Motorist claim against your own insurance company, you deserve to be treated fairly. When that doesn’t happen, you need an experienced attorney to protect your rights.

Don’t let your insurance company take advantage of your trust. Contact The Law Offices of Edward Smith at (303) 682-2944.

ATTORNEY EDWARD SMITH

Edward Smith is a personal injury attorney with 30 years of experience. He provides one-on-one attention to his clients, personally handling every case from start to finish. Before founding his law firm, he worked as a defense attorney for insurance companies, giving him unique insight into their tactics. Specializing in personal injury cases, Edward offers free consultations and even visits clients at home or in the hospital when needed. He is known for his responsiveness, dedication, and commitment to maximizing his clients’ claims. [ ATTORNEY BIO ]