Longmont Car Accident Lawyer
Car Accident Claims in Boulder and Longmont, Colorado
Car accidents change lives in an instant. They can be caused by drunk driving,
distracted driving (texting, looking at Facebook, posting on Instagram),
or simply not paying attention to the road.
If you or a loved one has been injured as a result of a car accident, the
medical bills, lost wages, and other expenses can be overwhelming. Colorado
car accident lawyer
Edward Smith understands this and has the experience and compassion you can trust.
He will fight to recover all medical costs, lost wages, pain and suffering,
disability, permanency, and out-of-pocket expenses related to your accident.
How Long Do I Have to File a Claim?
According to Colorado Revised Statutes section 13-80-101, you have three
years to file an injury claim after your car accident before the statute
of limitations ends. If the statute of limitations ends before you file
a claim you will most likely lose your right do so, also losing your right
to recover compensation. Exceptions that can change this three-year time
period do exist so it’s important to speak to an attorney about
your case as soon as possible. Call our firm today to learn more about
how the statute of limitation may affect your case and how our firm can help you.
Can I File A Car Accident Claim After Insurance Pays?
Most insurance settlements include in the agreement that no further compensation
will be paid out after the initial settlement amount, so once you sign
an agreement with an insurance company it’s usually difficult to
recover anything else. This is true even if you discover your injuries
are more severe than you thought initially. If you have been offered a
settlement, or if you have already signed one, call The Law Offices of
Edward Smith to discuss your case with our qualified attorneys today.
What to Do If You’re in a Car Accident
Accidents can happen in a split second, and even the most minor fender
bender can leave you in shock. However, even when under stress, it’s
important to take a few key steps to make the strongest case for yourself
in the future.
Don’t Admit Fault
If you are in a car accident, the first step is to not admit fault. To
take this step even further, make sure you take immediate action to collect
evidence backing up the fact that you are not to blame for the accident.
Take pictures of your car and its surroundings. Write down witness contact
information and details as they will be clearest at the time of the accident.
Compile the at-fault driver’s insurance information. All of these
details will be crucial to your personal injury case down the line.
Don’t Talk to the Other Driver’s Insurance Company
Never talk to the at-fault driver’s insurance company before speaking
with an experienced personal injury attorney. In fact, it’s best
to speak with an attorney before contacting your own insurance company
following an accident, even if you’re not at fault.
Insurance companies do not have your best interest in mind. While they
may seem friendly and helpful, it is in their best to pay you as little
as possible. They will often reach out to you before you have an attorney
so they can collect a recorded statement. They do this to get information
that they will later use against you. They also know that once you have
an attorney they can’t speak to you, so this is their one chance.
Insurance agents know what to say and how to say it so you feel comfortable
and open up. You may say something that hurts or even destroys your case
without knowing it. Don’t fall for this trap. Even if your case
is small and you believe it isn’t one that requires the help of
an attorney, call Ed Smith—he will talk to you about your claim
free of charge.
Brush Up on Your Own Insurance Policy
While it may seem unfair, it is your auto insurance company that is first
in line to pay your accident-related medical costs, even if you weren’t
at fault. Under Colorado law you must have at least $5,000.00 in “medpay”
insurance on your automobile insurance policy, unless you told your insurance
company you didn’t want it.
Medpay is like a small health insurance policy on your car and each person
in your car will have the same $5,000.00 in coverage unless you purchased
more or rejected it. While medpay is pretty straightforward, there are
ways Ed Smith can help you with your medpay so it is coordinated with
your health insurance, so you pay nothing out-of-pocket.
Seek Medical Attention ASAP
It is extremely important to seek medical attention if you have been injured
in an accident. Waiting to seek medical treatment will not only hurt your
case, but it may also limit your ability to fully recover from your injuries
which is the number one goal following any accident. By following up with
necessary medical treatment you will improve your chances of a full recovery
as well as document your injuries in a way that will help your case. If
you wait to seek medical attention, the insurance company will claim you
weren’t hurt, or that your injury isn’t related to the accident.
Also, be clear with your medical providers about all of your injuries.
Take pictures of any bruising or visible injuries you have. For example,
if you have a bruise caused by your seatbelt but your shoulder doesn’t
hurt immediately after the accident, these pictures will help support
your shoulder injury as accident-related should it begin to hurt days
or even weeks later.
If you need help getting medical treatment for your accident-related injuries
Attorney Edward Smith can help. He works with a network of medical providers
so that you can get the medical attention you need and deserve.
Need A Car Accident Lawyer Longmont Trusts?
Have you recently been involved in a car accident and suffered broken bones,
back or neck problems, a brain injury, or other serious injuries? Be wary
of the insurance’s initial offer, as they’re usually trying
to get their clients the lowest payout possible to keep their profit margins
high. Hire an experienced personal injury attorney who knows the ins and
outs of the insurance business. Edward Smith is a former insurance company
lawyer and knows how these companies think and what they do to keep the
value of your claim down. Ed Smith will work hard to get you every penny
With 20 years of personal injury experience, Ed can help with a number
of common issues involved with car accidents.
- Dealing with uninsured or underinsured motorist claims
- Getting reimbursed from insurance companies
- Figuring out how you’ll pay for all of your medical bills (from the
initial visit to future visits caused by recurring problems)
- Determining how far your benefits will take you
- Representing you during negation and litigation proceedings
Your health, safety, and well-being are our number one priorities, and
we work to make sure you receive the legal and medical help you deserve.
“We Were Rear-Ended By An 18-Wheeler and Hired Ed to Help Us.”- Brooke Johnston
“He took care of everything which was a big relief. I got a settlement that was way more than what I expected.”- David B.
“For any other person seeking to redress a personal injury case, I couldn't recommend anyone higher for your consideration than Mr. Edward Smith, Esquire.”- Charlotte M.